Paragon fees

This article outlines the fees you can expect to pay if your merchant processor is Paragon. This information is intended as a general guide. Contact your merchant processor to obtain any specific information about your account.

All fees are listed in USD.

NoteIn addition to the fees listed below, some customers may also have to pay a monthly minimum fee of $35 for the cost of keeping their merchant processing account open and active. This fee is reduced based on how much credit card processing your business does. For every $1,000 processed monthly, the minimum decreases by $10. If you’re processing over $3,500 monthly, you won’t be required to pay a monthly minimum.

NoteBusinesses that aren’t PCI compliant will be penalized $39.95 per month by Paragon.

Required fees

FeeAmount (USD)Description
Gateway fees$16/month;
Monthly gateway fees are charged on the first of the month for the upcoming month’s usage. Transaction fees are charged at the beginning of each month for the previous month’s transactions. Transaction fees are charged for every transaction, including refunds and voids.
Annual maintenance fee$199/yearParagon charges this fee annually in December for the cost of maintaining your account.
PCI compliance fee$189/yearAn annual fee, billed in June, for keeping your business in accordance with PCI compliance, as required by Visa and MasterCard. There is a PCI validation program to ensure your business has met the PCI requirements of Visa and MasterCard.

Optional fees

The following fees will only be charged if you have applied for the specific service.

FeeAmount (USD)Description
ACH processing fees$30/month;
ACH processing allows you to debit your clients’ bank accounts directly.

If you apply successfully for this service, you will be charged a monthly fee, a quarterly compliance fee, and a fee per transaction.

Next day funding fee$7/monthA monthly fee for the daily transfer of funds from your processing account to your bank account. Sales made by the end of the current day (5:00 p.m. EST) will be deposited into your account at the beginning of the next day (8:30 a.m. EST).

The current and next day are determined based on batch time. Batch times can vary by state/province. Contact your respective processor to understand deposit times.

You must apply and be approved for this service.

Card account updater (CAU) fees$35/month;
$0.75/per updated card
CAU is a Visa/MasterCard product that is directly integrated to Visa and MasterCard’s customer databases. It securely retrieves your client’s new and/or updated credit card information and automatically adds it to their WellnessLiving profile. Updates might include an expiring credit card or a new credit card. For more information, see Paragon Card Account Updater (CAU).
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